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    The SBA Killed the Zero-Down Acquisition: What SOP 50 10 8 Actually Requires
    Capital Raising

    The SBA Killed the Zero-Down Acquisition: What SOP 50 10 8 Actually Requires

    TL;DR: Zero-down SBA acquisitions are dead. As of June 1, 2025, SOP 50 10 8 requires a minimum 10% cash equity injection on every SBA 7(a) change-of-ownership or startup loan, measured against total project costs, not...

    Jeff Barnes, MBA·Aug 20, 2026·11 min read
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